Halifax to Close Six More UK Branches as Digital Banking Grows

Halifax has announced the closure of six additional branches across the UK in 2026, following the permanent shutdown of eight branches earlier this month. This decision is part of a broader trend within the banking sector, as more customers shift towards digital banking solutions. The latest closures come after several branches were closed in 2025, reflecting the changing landscape of banking in the UK.

The bank, which operates under the umbrella of Lloyds Banking Group, aims to streamline its operations amid a significant reduction in its physical banking network. In early 2025, the group revealed plans to close 136 high street branches, with the majority of these closures expected to be completed by the end of March 2025. This extensive reduction is a direct response to the rising popularity of mobile and online banking services.

As part of its strategy, Lloyds Banking Group has highlighted that customer preferences are evolving, with many opting for apps to manage their finances rather than visiting physical branches. The bank maintains that customers can still access their banking needs through a variety of channels, including over 11,000 Post Office branches, banking hubs, and telephone banking services.

The upcoming closures in 2026 follow a year that saw a sharp increase in bank branch closures across the UK. In total, 432 branches shut down in 2025, with notable reductions from several major banks. According to analysis from Which?, the closures included 105 branches from NatWest, 101 from Halifax, and 95 from Santander, among others.

This year, the Lloyds Banking Group has announced plans to close 71 branches, including 40 from Lloyds, 17 from Bank of Scotland, and 14 from Halifax. Following the recent closures, Halifax has already shut eight branches and will proceed with the additional six closures later in the year.

In a statement regarding these changes, Halifax emphasized its commitment to understanding the impact on customers. The bank explained, “When making changes to our branch network, we always look to understand the impact on our customers – including how they continue to access banking services.”

To mitigate the effect of branch closures, Halifax mentioned the possibility of introducing a Community Banker to the area following a branch’s closure. Additionally, as part of an independent review, the establishment of a Banking Hub or Deposit Service may be considered in nearby locations.

Halifax reiterated its dedication to complying with the requirements of the Financial Conduct Authority regarding branch and ATM closures, ensuring that customer needs remain a priority. The bank is also focused on enhancing the ways customers can manage their accounts, whether online through apps, over the phone, or in person at remaining branches.

The complete list of Halifax bank closures for 2026 has not yet been disclosed, but the trend towards digital banking suggests that customers will increasingly rely on technology to meet their banking needs in the future. As Halifax continues to adapt to these changes, its commitment to customer service remains at the forefront of its operational strategy.